Home Stability provides direct assistance to improve housing stability and prevent homelessness through rent/mortgage and utility assistance. We strive to Increase self-reliance through financial education, care coordination, and advocacy. These combined efforts reduce home foreclosure, rental eviction and utility disconnection and prevents economic losses and disruptions of lives associated with these actions. Services are available in the English and Spanish languages. Call 719-544-4233 for more information on the following services:
An accident, unexpected medical or auto repair bill, job loss, or death of a loved one can cause personal disaster in a person’s life and make it impossible to pay for basic needs, forcing a family to choose between paying routine bills like rent and utilities – or buying life’s basic necessities, like food and life-saving medication.
Our program provides assistance to families and individuals to pay their housing or utility bills to mitigate the circumstances of those experiencing a state of emergency. Catholic Charities is one of the few agencies that can help. Many of our clients are weeks – even days – away from eviction. Fortunately, with just a little help, they can get back on track.
By helping families pay their utility, rent or mortgage bills, we are essentially preventing homelessness. Our brief and relatively small assistance is often all they need to regain stability. Each month, we receive hundreds of phone calls from families seeking help. Though we receive grants and donations, the need out weight the resources and many are turned away; with more resources we will turn away fewer families.
Representative Payee Program
Catholic Charities has been providing this service since 1957. Provides financial management for Social Security and SSI beneficiaries who need assistance to manage their benefits. A budget is developed for the client and Catholic Charities manages the monthly responsibility for bill paying to ensure all are paid. After the bills are paid, weekly checks for the remainder of the month’s income is dispensed back to the client for personal expenses. This reduces the chance of eviction or utility disconnections or clients becoming victims of crime. This service is vital to keeping clients experiencing disabilities living independently in the community.
Supplemental Nutrition Assistance Program (SNAP)
Assistance is provided for completing Supplemental Nutrition Assistance Program (SNAP) enrollment or recertification. SNAP is food assistance that helps low-income people buy the food they need for good health. SNAP benefits are not cash. SNAP benefits are provided on an electronic card that is used like and ATM or bank card to buy food at most grocery stores.
A Housing and Urban Development (HUD) certified counselor is available to assist with budgeting, homebuyer education classes to learn about intricacies of mortgages, down payments, taxes, insurance and the host of their issues involved in purchasing a home. For Current homeowners, we can help with mortgage modification, mortgage forbearance and delinquency or foreclosure education and mitigation negotiations.
Individualized counseling sessions with an experienced financial counselor is available. We work with our clients to determine realistic goals and create a personalized plan of action to create healthy financial habits. We provide support, education, and encouragement to help clients achieve personal financial goals.
DollarWorks 2 Budgeting Class
Trained and certified personal financial educators teach this class. Basic economic concepts to strengthen people’s skills in managing their personal finances and making sound decisions with money are taught. People understand and use money within the context of their culture and life experiences. While there is no “right” or “wrong” way to handle money, some ways of managing money and expenses are more likely to increase financial control and independence. In this class, participants learn how to make changes in managing their personal finances.